Quiz Answer

Answer: Each fund is identical except for the cost.

If WFS wanted to buy some of Dreyfus Premier Growth mutual fund for your portfolio, we would choose #1.

	Dreyfus Premier Growth (DRLEX) - $0 cost to WFS clients
	Dreyfus Premier Growth (DAGBX) - 4,4,3,3,2,1,0 % COST to YOU
	Dreyfus Premier Growth (DAGCX) - 1% cost to YOU

The key issue here is cost. By working with WFS, we have the ability to utilize thousands of no cost mutual funds for your portfolio.

Chances are VERY good, ie. 70% or more, that if you use an "advisor" that doesn't charge you anything, ie. they work on commission, then you will have paid BIG $$ for the exact same mutual fund.

4,4,3,3,2,1,0 - means:

	if you sell out within the first year, you pay a 4% commission
	if you sell out in year 2, you pay a 4% commission
	if you sell out in year 3, you pay a 3% commission
	if you sell out in year 4, you pay a 3% commission
	if you sell out in year 5, you pay a 2% commission
	if you sell out in year 6, you pay a 1% commission
	you have to WAIT until YEAR 7 to sell without paying any commission

Does 7 YEARS sound like a long time? You bet. It's a shame. And the only reason you pay it is because you are not an industry insider.

Work with WFS and you won't pay any commissions. Our job is to keep your costs DOWN so that your portfolio GROWS. We're on your side. After all, the only way we can make more money is if your portfolio GROWS.

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